Have you been scammed?

Oh my! It’s you’re worst online shopping nightmare come true! And despite the fact that you have taken all the necessary precautions, you might end up with an empty credit account anytime soon. If you think you handed out pertinent details like your credit card number to the “wrong” person, then there are necessary actions that should be made. So instead of finishing up another box of Kleenex, follow these simple steps to ensure the safety of your finances.

Call the Police -  contact the police department and be ready to file a complaint. Once you have done so, ask for a copy of the complaint. This would be necessary for the credit company to ensure the existence of the crime. Aside from that, banks and insurance companies may require the same document as well. So dial those phone digits and make the necessary trip to the police office.

Call your bank - This will prove very advisable if you think that you may be a victim of identity theft or that you’re account has been scammed. Informing the bank may let them proceed with the necessary interventions. You make ask them to monitor your account for anything fishy. At the same time, you may even freeze it or file for another one. It’s easy enough, right?

Call your Credit Card company – Did you type out your credit card number as well? If you did, then it’s not yet too late to warn your credit card issuing company. Make a call and explain what happened. Then you may request for a brand new set of credit numbers to protect your old account. Some companies may charge for the new card, but it won’t cost a lot. They may also need a written account of your request. Your new credit card will be ready after a number of days.

Don’t panic just yet. There are a lot of remedies available for your dilemma. You can still save the status of your finances! Follow these quick, simple steps and help fight online fraud! Shop safely folks!