What’s Safest: Credit Cards, Debit Cards, Cash, or Checks?

As we shop online, we will came across many different kind of payment modes offered by the provider, but which is the safest to use?

It is none other than paying with a credit card.

Using the credit card, you have the right to dispute charges on your credit card, and you can withhold payments during a creditor investigation.

It is recommended that you have a credit card that you can use for online payments to make it easier to detect wrongful credit charges.

Make sure that your credit card is not a debit card.

Despite the fact that not everyone has the privilege to owning a credit card, you can also use Paypal to make payments easily. You may add funds to your paypal account through bank transfer method. (This is discussed in the other post: Pay with Protection for Your Loots

E-commerce shopping by check leaves you vulnerable to bank fraud. Sending a cashier’s check or money order will not give you any protection if you have problems with the purchase.

As setting a e-commerce website is very easy nowadays, we are most likely to be require to log-in before placing or viewing an order. We have to provide a username and a password.

Never reveal your password to anyone. When selecting a password, do not use commonly known information, such as your birthdate, mother’s maiden name, or numbers from your driver’s license. Do not reuse the same password for other sites.

The best password has at least eight characters and includes numbers and letters.

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Content with reference to article in Mediabuzz.com.sg